American Retired Seniors

This is a personal weblog, the opinions expressed by the author and contributors on American Retired Seniors are their own and are provided AS IS with no warranties, and confers no rights. The information contained at this blog/website ("blog") is for general informational purposes only and is not legal advice. By using this blog, you understand that no attorney-client relationship is created between you and the author or publisher. This blog should not be used as a substitute for obtaining legal advice from a qualified attorney licensed in your state. This blog may be changed without notice and is not guaranteed to be complete, correct or up-to-date. The author or publisher is not responsible for the content of any linked sites. This blog, and its author or publisher, are in no way affiliated with any governmental or private agencies. The authorsI reserve the right to delete any comment for any reason whatsoever (abusive, profane, rude, or anonymous comments) so keep it polite, please.